Welcome to Blacktower Financial Management in Spain. If you are an expatriate living in Almeria in need of financial advice then please read on!
What do we do? Well our core service is financial planning for private clients. This is a broad term and covers more specifically;
Investment Management -
Having assessed your needs we deliver bespoke solutions on your savings and investments. Whether your need is for capital growth, income or a combination of both. We only use structures legal in Spain and funds regulated in Europe.
Tax Planning -
There are many aspects of the Spanish system that are different to the other countries. It is important to protect your assets from erosion in a legal manner.
Retirement planning -
When retiring to Spain people often have questions about their pensions, how they can be accessed in Spain and what are the benefits of transferring your pension to an recognised overseas scheme. Read more here
In order to avoid the common pitfalls it is vital to get qualified professional advice when you move to Spain. Call Blacktower today and don´t get caught out.
Tax Planning in Spain
Information on Modelo 720, Income tax, Capital Gains tax, Wealth tax, Inheritance tax and how to plan your financial situation around them.
Savings & Investments
Spanish compliant investments constructed for medium to long term growth or income with maximum tax efficiency.Click to read more
Final Salary Pensions
Blacktower has a seamless process for the assessing and transferring out of defined benefits schemes. Click to read more.
QROPS and QNUPS international pension transfers. Make the most of your retirement as an expat in Spain. Click to read more.