Spanish compliant investment bonds are tax efficient, unit linked platforms for EU regulated funds such as collective investment schemes and unit trusts. Sometimes called the 'Spanish ISA', they are popular, in the main, due to the special tax treatment they attract (hence the common term `tax wrapper´). One has to be careful in Spain however as the authorities only give this preferential treatment to `Spanish Compliant Portfolio Bonds´. Why are they afforded these benefits? Well, the Spanish authorities like to encourage certain social behaviours. One of which is holding life assurance. The Spanish compliant bonds are provided by international insurance companies and written as unit linked, whole of life assurance contracts (similar to in the UK). Here is a list of the benefits:
Through our relationships with these major offshore life companies we can access the best Spanish tax wrappers which in turn can hold a huge range of investment funds at rates unavailable to the individual investor in Spain. Taking into consideration your attitude to risk we undergo careful analysis of your personal requirements and subsequently offer independent advice on the asset allocation in your portfolio. Our solutions are designed to deliver tax efficient growth and/or income. Some of the key points to our services include; Non-discretionary Fund Advisor Services | Access to high quality discretionary fund management services | Professional advice on risk and asset allocation | Tax efficient wealth management planning | Access to Tax Compliant EU Investment Wrappers. Here are a list of my top three Spanish compliant bond providers. Please click on each for a full review and verdict!
Please contact us for further information by filling out the form below or calling me direct on +34 951 390 201
Patrick Macdonald ASCI
International Financial Adviser