IFA in Spain

All regions of Spain
Free Consultations

+ (34) 951 390 201
Speak to an adviser

Mon - Sat 9.00 - 21.00
Sunday Closed

QROPS Pensions
in Spain

We are independent advisers in Spain, committed to arranging the very best pension solutions for our clients. If you have a UK pension and live in Spain you could benefit from a transfer to an international pension plan and remove your UK tax liabilities. Call us on +34 951 390 201.

Brexit pensions

Brexit Risk

Following reforms the UK government has shown clear intent to tax more pensions. After Brexit they may stop QROPS altogether.

Flexi access pension

Pension Freedom with QROPS

Over 55s resident in Spain can take retirement benefits how and when they want from a QROPS - with no UK limits or tax.

pension tax

Don't lose 45% to UK tax man

The UK tax man can take 45% from your UK pension pot when you die. With a QROPS 100% is passed on to your beneficiaries.


Malta based QROPS

Perfect for residents of Spain, Malta QROPS are strongly regulated and offer flexible access (as they are in the EU) with no tax payable locally.

Send us a Message

What is a QROPS?

QROPS are international pension schemes designed to receive transfers from UK pensions. It stands for Qualifying Recognised Overseas Pension Scheme. They emerged in April 2006 as a result of a UK government overhaul of the pension system. 'Qualifying' as they adhere to rules set down by HMRC in the UK and thus being 'recognised' by them. This is important as it allows a UK pension to be transferred to another European Economic Area (EEA) jurisdiction (country) without incurring any penalties and potentially freeing it from UK tax obligations.